Public Records Time Limit

How Long Do Derogatory Items Remain On Public Record?
Everything you do that effects your credit winds up on your credit report. There are no limits as to how long favorable credit history can stay on public record. As a result, good information on your report can and does remain on public record for many years.
However, [...]

Free Credit Reports – Where? How?

Free Credit Reports
People are advised to check their reports regularly as credit report errors are notoriously common. A study conducted in 2004 by the National Association of State Public Interest Research Groups found nearly 80% of credit reports contained some type of error.
These errors ranged from listing the wrong date of birth to not listing [...]